The 2025 Wealthbit Financial Stress Report: Why 78% of employees are financially stressed and what it means for your team

4 in 5 employees worry about money regularly. Here's how this hidden stress affects rest, focus, and retention, and what leaders can do to support their teams.

Financial stress has become the silent force shaping your team’s performance, and most leaders aren’t seeing it.

People show up. Work ticks along. But under the surface, they’re carrying something heavy.

We surveyed over 100 South African professionals across roles and income levels. The results are stark:

🧠 4 in 5 worry about money regularly
😰 Nearly 80% say financial worries disrupt rest and recovery
🏃‍♀️ 4 in 5 report physical symptoms linked to financial stress
🔄 7 in 10 are considering a job change due to financial pressure

And it’s not just the people who are visibly struggling. Even employees who say they’re “doing okay” financially describe feeling behind or out of control.

📥 What you’ll get in the full Financial Stress Report:

  • A breakdown of financial stress across income levels
  • The emotional and behavioural cost to your teams
  • Early signals that often go unnoticed by managers
  • What you can do now to start tackling the problem

Get the report here:

Want to take it a step further? Use Wealthbit’s Financial Stress Survey Tool: A quick, anonymous check-in designed for HR teams and business leaders.

  • Get a clear view of your team’s financial stress levels
  • Spot hidden retention or burnout risks early
  • Receive a team-level summary and practical insights

Request your custom team survey link:

You can’t solve what you don’t see.

Wealthbit’s Financial Freedom Programme helps create a healthier and more resilient workforce by addressing financial stress directly. By introducing the programme, you're showing your team that you care not just about what they do but about their financial wellbeing.