Building financial buffers: A practical workbook

Most people don’t get stuck financially because they make bad choices. They get stuck because life throws surprises—and they don’t have a safety net.

That’s where the Wealthbit Building Financial Buffers Workbook comes in. This simple, guided tool helps you work out exactly how much you need in savings to cover life’s curveballs—so you can stop stressing and start planning.

The workbook calculates:

• Your target emergency fund (3–6 months of living expenses)
• Your “table-flip fund” (12 months of living expenses to give you real choice)
• How long it’ll take to reach those goals, based on your current savings and monthly contributions

All you need to do is plug in your monthly spend, track what you’ve already saved, and set how much you can commit each month. The sheet shows your progress, highlights the gap, and keeps you motivated with a clear path forward.

It’s not about overnight success. It’s about consistent action that gives you breathing room, confidence, and freedom to make bold moves—like leaving a toxic job, changing careers, or just sleeping better at night.

You can get your own copy below 👇

Start small. Stay steady. Get unstuck.

This workbook complements our Financial Freedom Programme which includes workshops with more tools, coaching and a mobile app, giving you a solid foundation to reduce stress, grow savings, and move towards financial freedom—on your terms.